PPO stands for Preferred Provider Organization. It is a network of doctors, hospitals, and other healthcare providers that participate in a managed care plan. Participants receive greater benefits by staying within the network but also have the option of receiving medical care outside of the network.
In choosing the PPO option, you and the covered members of your family may select care in- or out-of-network. No primary care physician (PCP) is required and you may see a specialist without a referral from your regular doctor. In network care provides the highest level of benefits and lower out-of-pocket expenses. In choosing a healthcare provider outside of the network, you will incur higher out-of-pocket expenses, which could include charges above usual, customary, and reasonable.
NTCA Group Health Plan Website
NTCA Heath Plan Customer Care Medical#: 1-828-281-9000
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NTCA United Health Care Provider Search Page
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